Building.

We work with you to help accumulate your wealth over time by saving money and investing money.

• Pensions
• Savings portfolio design

Pensions.

Saving money for your retirement is one of the most important investments you will ever make. During the building phase of your financial planning there are three main types of pension schemes to consider. These are workplace pensions, personal pensions and the State Pension. Depending on your circumstances, you may qualify for at least one of these pension types. Even if you already contribute towards one of these types of pension plans, if applicable, our experienced advisers can discuss with you if you could invest in more than one to build a bigger pension income for your retirement years. 

A pension is a long-term investment not normally accessible until 55 (57 from April 2028). Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances. Workplace Pensions are regulated by The Pensions Regulator.

Savings portfolio design.

If you’ve got a sufficient amount of money in your cash savings account and you want to see your money grow over the long term, then you could consider investing some of it in a savings portfolio. At Vista Financial Management your local team of highly experienced advisers will work with you to create a financial roadmap that is custom-tailored to suit your specific savings goals, and together develop a strategy based on your personal circumstances. Investing is a lifelong process, and the sooner you start, the better off you may be in the long run.