Shelter.

Our highly experienced team will help you take your wealth even further – for yourself, your loved ones and future generations.

• Retirement planning
• Equity release solutions

Retirement planning.

Retirement should be a time when you enjoy life to the full. Whenever you’re planning to retire, you’ll want to know your hard-earned savings will take care of all your needs once you give up work. But a different investing mindset is required if you choose to stay exposed to financial markets in retirement, rather than receive a guaranteed income from an annuity or final salary scheme. Structuring your pensions, savings and planning your retirement income strategy once you have retired is essential to maximise your assets and minimise the risk of running out of assets during your lifetime.

Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.

Equity release solutions.

At Vista Financial Management we’ll help you better understand equity release and the options available. If you’re a homeowner aged 55 and over and looking for ways to release some tax-free funds in your later life, perhaps to fulfil some long-held dreams, or to renovate your home, equity release might be for you. Depending on the equity release product you choose, you can claim your money as a lump sum or as a series of smaller lump sums. Understanding the features and risks of equity release can be complicated and you should always obtain expert advice.